Lease option Solution
Those with damaged credit, no credit history or are self-employed have issues with qualifying for conventional loans that can actually afford. This is why we created the lease option solution.
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This is a program to help people who do not qualify for conventional financing.
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Here is the process:
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1. Call us to see if you qualify and set your budget.
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2. Go shopping for the house you want.
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3. We will put it under contract once you sign the lease option contract.
4. Move in, pay your lease payment and treat it as your home.
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5. We will help you get into a position to qualify for your conventional financing.
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6. Once you are ready you buy the house
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7. Congratulations you're a home owner!!
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Learn more about what a lease option is Here
The Three
Components
There are three components to our lease option contract.
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1. Down payment (Typically 10-20%)
2. Monthly lease payment (slightly higher than PITI payment)
3. Price of purchase (Dependent on which year you exercise your option to buy)
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FAQ
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This is a three year lease option agreement. Meaning you have three years from date of signing to exercise your option to purchase.
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